How Automated Bookkeeping Works
From bank connection to tax-ready books — four steps that replace hours of manual work every month.
Step 1
Connect Your Bank
Secure, read-only bank connection
- Links to thousands of US banks and credit unions
- Checking, savings, and credit card accounts
- Encrypted — read-only, WriteOff cannot initiate payments or transfer funds
Step 2
Auto-Categorize Transactions
AI expense categorization for 1099 contractors
- Categories mapped to IRS Schedule C lines, applied automatically
- Smart AI learns your spending patterns over time
- Flag and correct miscategorizations as you review
- Mileage tracking built in for business driving
Step 3
Track Taxes in Real Time
Real-time tax tracking for freelancers
- Tax estimate updated as transactions sync
- Quarterly estimated tax reminders with estimated amounts
- Strategy Finder flags new saving opportunities
- Watch your estimated position change as the year goes
Step 4
Hand Off Clean Books
Tax-ready books for freelancers
- Export standard CSV and PDF reports for your accounting professional or filing software — WriteOff does not file for you
- Profit & loss, balance sheet, and cash flow reports
- 1099/W-9 management for contractors you pay
- Year-end checklist covering business and personal deductions
Ready to Automate Your Bookkeeping?
Connect your accounts and watch your estimated tax position update as transactions sync.
Request a Beta Invite →