Features Built for Freelancers
It combines tax-aware bookkeeping with strategy surfacing in one system.
AI-Powered Bookkeeping
Automatic expense categorization for 1099 contractors
Transaction Import
Auto-import from thousands of US banks and credit unions. Real-time sync. Up to 3 connections on Starter; unlimited on Pro and above.
Smart Categorization
AI assigns categories mapped to IRS Schedule C lines and learns your patterns over time.
Mileage Tracker
GPS mileage capture at the current IRS rate. You still supply the business purpose and keep the contemporaneous record.
Invoicing
Create and send professional invoices. Auto-record payments.
Reconciliation Assist
Suggested matches between transactions and statement lines, for you to confirm.
Multi-Entity Support
Separate books per entity: 2 on Pro, 3 on Premium, unlimited on Enterprise. Built for production and rental companies holding one entity per asset.
Strategy Finder
Surfaces strategies worth raising with your accounting professional
Real-time tax estimates
Live dashboard shows your estimated position, updated as transactions sync.
Tax Calculator
Run your own numbers against current federal figures. An estimate, not a computation of your liability.
S-Corp Election Analysis
Models a rough S-Corp comparison from your income. Whether the election is available or advisable is a question for your accounting professional.
Augusta Rule
Flags when the §280A(g) 14-day rule may be worth raising with your accounting professional. WriteOff does not determine eligibility or a reasonable rate.
Hiring Children Strategy
Estimates the tax effect of employing a family member. Wage reasonableness and employment-law compliance are yours to establish.
Quarterly Estimates
Estimated quarterly payment amounts with due-date reminders.
Tax-law updates
We publish notable federal changes. We can't promise an alert for every change that affects you.
WriteOff Assistant
Ask about your books in plain English
Chat & SMS Interface
Ask about your books and your estimated position in plain English.
Report Generation
Request P&L, balance sheet, or cash flow reports through the assistant, in Excel, Word, or PDF.
Bookkeeping Actions
Execute multi-step tasks: 'Categorize all Uber charges as transportation.' Bulk changes land in your activity history for review.
Activity log
AI recommendations and the decisions you made on them are recorded with a timestamp. We don't warrant a log is complete.
Receipt Capture by Text
Text a receipt photo in. WriteOff reads it, matches it to the transaction, and keeps the image attached to that expense in your books.
Tax Strategy Alerts
Reminders: 'A SEP-IRA contribution is possible before Dec 31 — worth a look.'
Compliance & Year-End
1099 management and year-end handoff
1099/W-9 Management
Collect W-9s and prepare 1099-NECs at year-end through our filing partner. You remain the filer of record and own the deadlines.
SSN Scrubbing (best effort)
We ask you not to upload Social Security numbers, and attempt to detect and clear them from uploaded receipts automatically. Best-effort, not guaranteed.
Year-End Checklist
Step-by-step guide covering both business and personal deductions.
Export to Your Accountant
Export clean books to your accountant or tax software.
Data Export
Export your transactions, receipts, and reports to CSV at any time.
Married Filing Jointly
Spouse seat add-on for joint income tracking.
Free During the Private Beta
No credit card required. Beta accounts get the features that have shipped.
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